摘要： 针对校园卡欺诈带来的资金安全问题，提出一种“卡库对账-预处理-神经网络检测”的校园卡欺诈检测工作流程，设计卡库对账算法，该算法能够检测出系统中存在的有异常交易的校园卡，在此基础上结合神经网络算法，建立一种校园卡欺诈检测模型。实验结果表明，该检测模型对校园卡欺诈检测具有较好的适应性。

关键词: 校园卡, 欺诈检测, 检测模型, 神经网络

Abstract: In order to get rid of the capital safety resulting from the fraud of the campus card, this paper proposes a procedure of fraud detection named “reconciliation-pretreatment-detection with neural network”. A new algorithm to detect campus cards which has abnormity transactions is designed, and a model for fraud detection of campus card is built on the basis of neural network algorithm. Test results show the detection model possesses preferable practicability and self-adaptability.

Key words: campus card, fraud detection, detection model, neural network

中图分类号: 

• TP309