摘要： 风险评估是保险公司的一项重要工作。目前保险公司对风险的分析通常是粗略的或根据经验来判断。提出利用数据挖掘技术对保险业务数据进行风险分析,在保险公司建立的保单及索赔信息数据库的基础上寻找索赔过的和没有索赔过的投保人各自具有的特征,从而发现风险较大的领域,得到一些实用的控制风险的方法。

关键词: 风险管理, 数据挖掘, 保险业务

Abstract: Risk evaluation is very important to insurance company. At present, insurance business risk is usually judged by experience. In this paper, insurance business risk analysis method based on data mining technology is presented. How to search for the key risk factorsimpacting on the claim for compensation in insurance database is described. We mine some rules which could be utilized to control the risk of investment in the field of insurance. ;;

中图分类号: 

• TP311.12